Liability Coverage

  • Commercial General Liability
  • Umbrella Excess Liability
  • Pollution Liability

West Insurance Brokers, Inc. represents over 50 Liability Insurance Carriers to provide cost effective pricing for your Liability Coverage needs. We can review the insurance requirements from your business contracts so your insurance coverage meets the requirements of your clients, and protects your business in the event of a claim. Commercial General Liability Policies cover you and your business for Bodily Injury and Property Damage caused to others by your ongoing operations, your work, and your products.

Umbrella Excess Liability Policies are used to increase your limits of insurance above the $1,000,000 per occurrence limit typically provided by your Commercial General Liability Policy. In selecting your Liability Limits it is advisable to purchase limits of insurance that are high enough to cover the value of your net worth.

With the clients that hire you there is often a requirement for Additional Insured Endorsements. Whether it is the CG 20 10 for your ongoing operations or the CG 20 37 for your products and completed operations we are well versed to assist you in meeting the Liability obligations of your business contracts. If Pollution Liability Coverage is required, West Insurance Brokers, Inc. works with Liability Insurance Carriers that specialize in providing site Pollution Liability Coverage.

When you hire work to be performed on your behalf, you will want to make sure that your company is providing written insurance requirements to your subcontractors and vendors to protect yourself in the event of an error or claim caused by your vendors or subcontractors. You will want to be named as an Additional Insured by your subcontractors and vendors so you are protected by their insurance coverage in the event that they are at fault in causing bodily injury or property damage.

West Insurance Brokers, Inc. looks out for your interests so your business is protected, and so you don’t get dragged into an expensive claim that is really not your fault.